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How to Survive Living With Parents After College

Boomeranging Back to Mom and Dad’s.

Living with your parents after college? You may have gotten both the long and short end of the stick.

If you are like me, you made your way through college feeling sorry for the recent graduates who boomeranged back home. You told yourself that would never be you. You are independent and self-sufficient. You’re going to have a modern and stylish loft apartment in the city.

Then graduation came. The real world knocked on – or perhaps knocked down – your door, bringing with it a slew of new responsibilities: student loans, credit card debt, car payments, a meager entry-level salary, as well as the reality of moving back in with your folks.

First of all, it’s okay! Living at home has some major perks. If you’re lucky, it means delicious homestyle cookin’ over microwave entrées and leftover pizza, in-home washer and dryer facilities instead of hauling your dirty laundry to the Laundromat, and maybe even extra hospitality when you’re feeling under the weather. (Unfortunately I can’t speak from firsthand experience on that one, but I know a person who knows a person who got breakfast in bed when she was suffering from a nasty case of the flu.)

Second of all, take advantage of this opportunity! Although it may not always seem like it, living with your parents after college can be a privilege. The money you would be paying on rent can be put toward your debt or savings. Even if you pay your parents rent (which might be a good idea), you are most likely saving a great deal of money by holding off on signing a lease . Try to be thrifty with your funds and put them to best possible use .

And third of all, it can be in your best interest to make yourself a timeline. If you need to save up a certain amount of money before you declare your independence by getting your own place, create a month-by-month budget. Tracking your finances is a smart idea for many reasons. In this case, it allows you to have a clear goal in mind and choose a move-out date based on your progress.

Lastly, keep in mind that you are, in fact, living under your parents’ roof. They own the house and may want to set up some restrictions, such as a curfew or weekly chores. Perhaps your parents want you to mow the lawn, keep your room clean and be home at a reasonable hour. After several years of nights on the town and late-night study sessions, you might want to find out what hours they consider “reasonable.” It can be in your best interest, as well as theirs, to talk about these issues upfront. Try to be flexible and understanding. Your parents will probably be more willing to compromise on a reasonable agreement if you are willing to communicate.

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